Find The Right Home Loan For Your Needs

Our construction experts will guide you every step of the way.

Our two-time close programs add more flexibility to home building. You have one loan during the building process and close a new loan upon completion of your home. A two-time construction loan is a huge advantage if you have unexpected building expenses because you can roll them into the end loan. In addition, more types of loans are available under the Two-Time Close program, including FHA, VA, and USDA. During the construction phase of your loan, you will be responsible for making interest-only payments on the amount dispersed to the builder. Any money you put down will be used first, and you will not be charged any interest on that amount.

 We offer jumbo loan options that provide several ways to help you purchase or refinance a home and help you achieve your financial goals.

• Loan amounts as high as $3M
• Cash-out refinance is available
• Lower credit score allowed with eligible criteria
• Minimum down payment based on credit score and eligibility
• Fixed- and adjustable-rate mortgages are available
• Reserves are required based on loan amount
• Owner-occupied and second homes accepted
• Gift funds allowed with a minimum of borrower contribution
• Maximum loan limits apply

 You’ve worked hard to become a doctor; now it’s time to receive the benefits of all that work. Explicitly designed for physicians, residents, dentists, podiatrists, ophthalmologists, and veterinarians… Our Doctor Loan Program provides established Doctors with targeted benefits and simple solutions to meet their home financing needs.

• Available to medical doctors who have a minimum of a M.D., D.O., D.D.S., or D.M.D. degree and an established medical practice. Not available for chiropractors
• Available for primary purchases and rate/term refinance
• Fixed and adjustable rate mortgage products are available
• No down payment up to $1,000,000 with a minimum credit score requirement
  Maximum loan amount of $2,000,000 with minimum down payment requirement. Loan and corresponding down payment amounts vary based upon borrower credit eligibility
• No mortgage insurance required